2021江苏金融银行考试备考资料:每日一练(3.22)

　　2021江苏金融银行考试备考资料:每日一练(3.22)由江苏银行招聘考试同步江苏华图整理发布，更多江苏华图的信息内容，请关注江苏华图教育(jiangsuht)公众号。

　　英语

　　Gone are the days of “one-size-fits-all” employee benefits programs and here come newly designed and fully customized voluntary benefits. Voluntary benefits are no longer looked at just a few “extras”, and are now becoming part of a comprehensive benefits package. Let’s take a look at how voluntary benefits have become more customized to meet the requirments of a more particular health care consumer.

　　Voluntary Benefits Bolster Recruitment and Retention Efforts

　　It gives employees a chance to select extras that the standard health care plan doesn’t offer, which can be highly attractive to today’s consumers. Employers can also use voluntary benefits to round out their health care plans with a menu of items that cover everything from family vision care to pet insurance. This helps companies to address the specific health and financial needs of candidates, to help the stretch their future paychecks even further.

　　The Advantage of Offering Voluntary Employee Benefits

　　In terms of being adaptable to the needs of employees, there are very few benefits that are like voluntary plans. Voluntary plans cover many of the gaps that traditional health benefits do not cover. For example, a health care plan many require dental services for minors, but not for adults. The voluntary dental program can cover things like routine cleanings and other preventative measures that help support good oral health.

　　Customizing Voluntary Benefits Plans

　　There are several areas where voluntary benefit plans exceed the customization options of other types of wellness and financial benefits. This is continual trend that we will see more of. Financial wellness benefits can include budgeting software, company matched savings plans, employee purchase programs, discount cards, credit union access, and even short term financing to help employees who otherwise cannot get credit to purchase things they need. Some companies offer support for buying or leasing vehicles, pay off college loans, arrange for special discounts and deals on home rentals and purchases, and even provide access to tuition for college expenses.

　　1.Why voluntary plans can be highly attractive to today’s consumers?

　　A. Because voluntary plans cover everything from family vision care to pet insurance.

　　B. Because voluntary plans are “one size can fit all”.

　　C. Because voluntary plans are less expensive than the traditional one.

　　D. Because gives employees a chance to select extras that the standard health care plan doesn’t offer.

　　【答案】B。根据题干关键词highly attractive to todays’ consumer可以定位至第二段give employeesb a chance to select extras that the standard health care plan cannot offer，可知选项B正确。所以答案选B。

　　2.It can be inferred from the passage that, comparing with the traditional health benefits, voluntary plans ( ).

　　A. help employees who are dealing with tough personal and career matters.

　　B. incur less cost by the company to offer benefit programs.

　　C. cover many of the gaps that traditional health benefits do not cover.

　　D. encourage employees to stay with their companies for longer periods of time.

　　【答案】A。根据题干关键词traditional health benefits可以定位至第三段voluntary plans cover many of the gaps that traditional health benefits do not cover，可知选项A正确。所以答案选A。

　　3.According to the passage, which is probably NOT included in the financial wellness benefits?

　　A. Pay off college loans.

　　B. Long term financing to help employees.

　　C. Employee purchase programs and discount cards.

　　D. Budgeting software and company matched savings plans.

　　【答案】C。根据题干关键词financial wellness benefits定位至第四段financial benefits can include…可知C选项中的long term financing to help employees表述错误，文章描述的是short term financing，故选项C没有包含其中。所以答案选C。

　　4.The author views the voluntary employee benefits as ( ).

　　A. Salutary

　　B. Revolutionary

　　C. Reliable

　　D. Unassailable

　　【答案】D。根据文章第一段可知作者在说voluntary employee benefits不再是例外，而是成为了更顾客化更满足人性化需求的存在。所以作者的态度应当是认为它是很有用的，所以答案选D。

　　5.Which of the following titles would best describe the content of the passage?

　　A. The Advantages of Offering Voluntary Employee Benefits.

　　B. Voluntary Employee Benefits surpass the traditional health benefit.

　　C. Voluntary Employee Benefits are becoming more customerized.

　　D. Voluntary Employee Benefits and health care consumers.

　　【答案】A。文章大意主旨题，选项D是文章小标题，所以不能作为文章主旨，排除。通过首段最后一句话可知文章并没有着重进行对比，选项BC排除。所以答案选A。

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（编辑：admin）